City Offers Home Repair Loans

Fall weather is here, but it’s not too late to make vital home improvements this year!  Homeowners may be eligible for up to $20,000 in home repair loans through the city’s housing assistance program. Eligible projects include roof repairs, insulation, foundation repair, electrical upgrades, accessibility improvements, sewer and water connections and other necessary interior and exterior repairs. Deferred low interest or no interest (depending on household income) loans are available to help pay for necessary repairs and improvements. 

Maximum Income

Household Size   Limit to Qualify 
   1 Person       $34,650
   2 Person       $39,600
   3 Person       $44,550
   4 Person       $49,450
   5 Person       $53,450
   6 Person       $57,400
   7 Person       $61,350
   8 Person       $65,300


Eligibility for all programs is based on maximum income limits as established by the U.S. Department of Housing and Urban Development. Applicants must meet program requirements to participate. Households not exceeding the household income limits as shown in the chart above are encouraged to apply.

Please call the City of Portage Department of Community Development at 329-4477 for an application and additional information.